ICAP Underwriter™ is a proprietary underwriting intelligence system developed by Innovative Capital Hawaii to analyze, stress-test, and structure real estate transactions before capital is exposed.
ICAP Underwriter™ evaluates real estate deals across core risk areas
Comprehensive analysis of property pricing against market comparables, ensuring deals are structured at appropriate valuations.
Assessment of market conditions, timing risks, and exit strategy viability to protect against downside scenarios.
Detailed cash flow modeling with sensitivity analysis to stress-test assumptions under various market conditions.
Evaluation of financing structures, leverage ratios, and capital stack optimization for sustainable deal execution.
A clear go / restructure / decline decision grounded in underwriting discipline.
Capital is never the starting point.
Every transaction is reviewed through ICAP Underwriter™ before any consideration of internal capital participation, which is limited, discretionary, and transaction-specific.
ICAP Underwriter™ is not a lender and does not offer financing.
ICAP Underwriter™ serves professionals who need rigorous deal analysis
Get professional-grade underwriting to validate your investment thesis before committing capital.
Independent deal analysis to assess risk exposure and validate sponsor assumptions.
Support for transactions that align with housing stability and community outcomes.
Professional-grade underwriting in minutes
Identify problems before capital is exposed
Go / restructure / decline framework
Objective analysis, not gut feelings
Faster decisions, cleaner execution
Underwriting-first approach
ICAP Underwriter™ provides underwriting intelligence and deal analysis services. Innovative Capital Hawaii is not a lender, broker, or financial institution. Any internal capital participation is limited, discretionary, transaction-specific, and not publicly offered.