Innovative Capital Hawaii's Housing Opportunity Program connects working families with affordable ADU rentals and a clear pathway to homeownership.
Hawaii faces a critical affordable housing shortage. The H2O Program bridges this gap by connecting working families with affordable ADU rentals while building their wealth and path to homeownership.
Through strategic partnerships with property owners and contractors, we're creating sustainable housing solutions that strengthen Hawaii's communities.
Browse affordable ADU rentals specifically curated for working families. All properties meet Hawaii's standards and are verified by our team.
A portion of your rent goes into a savings account. Track your progress toward homeownership with our built-in savings calculator.
When you're ready, we connect you with mortgage assistance programs and lenders who understand the H2O pathway to help you purchase.