iCAP Underwriter by Innovative Capital Hawai'i
iCAP Underwriter™ SaaS

Choose Your Intelligence Level

From free trial to full capital deployment safeguard — pick the tier that matches your deal flow.

All plans include a 7-day free trial. Unlimited deal analyses. Cancel anytime.

iCAP Underwriter Free Trial logo

Free Trial

$0for 7 days

Experience the full intelligence engine risk-free

No credit card required

  • Unlimited deal analyses (7 days)
  • Standard underwriting report
  • Go / Restructure / Decline recommendation
  • Financial metrics (ROI, cash-on-cash, cap rate)
  • Risk & strength factor analysis
  • Deal Type Recognition
  • Capital Stack Optimization
  • Risk Compression + Exit Modeling
  • Market + Liquidity Stress Testing
  • Lender Reality Filter
  • Deal viability score (0-100)
iCAP Underwriter Basic logo

Basic

$27/month

Full underwriting intelligence for getting started

7-day free trial included

  • Unlimited deal analyses
  • Standard underwriting report
  • Go / Restructure / Decline recommendation
  • Financial metrics (ROI, cash-on-cash, cap rate)
  • Risk & strength factor analysis
  • Pricing & valuation analysis
  • Market & exit risk analysis
  • Cash flow & sensitivity analysis
  • Capital structure analysis
  • Restructure recommendations
  • Deal Type Recognition
  • Capital Stack Optimization
  • Lender Reality Filter
Most Popular
iCAP Underwriter Pro logo

Pro

$97/month

Creative financing modeling + risk flag system

7-day free trial included

  • Everything in Basic, plus:
  • Unlimited deal analyses
  • Enhanced underwriting depth
  • Detailed comparable market analysis
  • Multi-scenario stress testing
  • Comprehensive exit strategy modeling
  • Detailed cash flow projections
  • Priority analysis processing
  • Deal Type Recognition
  • Capital Stack Optimization
  • Lender Reality Filter
iCAP Underwriter Elite logo

Elite

$197/month

Complete capital deployment safeguard

7-day free trial included

  • Everything in Pro, plus:
  • Deal Type Recognition (Sub-to / Seller Finance / Lease Option / Hybrid)
  • Capital Stack Optimization (senior debt + creative layers)
  • Risk Compression + Exit Certainty Modeling
  • Market + Liquidity Stress Testing (ATTOM-style)
  • Lender Reality Filter (DSCR + seasoning + appraisal)

Output You Receive (Under 3 Minutes)

  • Deal viability score (0–100)
  • Best financing structure (creative + lender-ready)
  • Monthly cashflow + DSCR stress test
  • Risk flags (title, market, leverage, exit fragility)
  • Optimized terms to renegotiate
  • Underwriter-grade go/no-go decision

Frequently Asked Questions

How does the free trial work?

Every plan comes with a 7-day free trial. Sign up, pick your tier, and start analyzing deals immediately. You won't be charged until after the trial ends. Cancel anytime during the trial at no cost.

Can I upgrade or downgrade at any time?

Yes. You can upgrade from Basic to Pro or Elite at any time. Your new plan takes effect immediately. To downgrade, manage your subscription through Stripe's customer portal.

What's the difference between Pro and Elite?

Pro gives you enhanced underwriting depth with multi-scenario stress testing and detailed projections. Elite adds institutional-grade features: Deal Type Recognition, Capital Stack Optimization, Risk Compression, Market Stress Testing, and Lender Reality Filter — plus a 0-100 viability score and optimized renegotiation terms.

Is there a limit on deal analyses?

No. All paid plans include unlimited deal analyses. The free trial also includes unlimited analyses during the 7-day period.

What payment methods do you accept?

We accept all major credit cards through Stripe. Your payment information is never stored on our servers.

Is there white-labeling available?

Yes! We offer two white-label tiers: iCAP Underwriter™ ($25K license + $497/mo) for deal intelligence, or the Super App Ecosystem ($50K license + $808/mo) for the full platform. Visit our White-Label page to learn more.

Ready to Protect Your Capital?

Start your free 7-day trial today. No credit card required. Run your first deal through the intelligence engine in under 3 minutes.